Terms and Conditions of Use
Effective Date: June 1st 2025
Welcome to the DollarSmith website. By accessing or using this website, you agree to the following Terms and Conditions of Use. If you do not agree with these terms, please discontinue use of the site.
1. Informational Purposes Only
The information provided on this website is for general informational purposes only and should not be considered financial, legal, or tax advice.
Visitors should consult appropriate licensed professionals regarding their specific financial, insurance, or legal needs.
Nothing on this website constitutes a recommendation, solicitation, or offer to purchase any financial or insurance product.
2. Licensing and Services
Insurance products and services are offered only through properly licensed professionals.
DollarSmith agents operate as independent professionals and must maintain all required licenses and regulatory compliance within their respective jurisdictions.
Product availability and services may vary by state and regulatory requirements.
3. Use of Website Content
All materials on this website, including but not limited to:
text
graphics
logos
images
branding
design elements
downloadable materials
are the property of DollarSmith and may not be reproduced, distributed, or used without prior written permission.
Unauthorized use of this content may violate copyright, trademark, and other applicable laws.
4. Partner Resources and Agent Tools
Certain sections of this website, including partner tools, resources, and branded materials, are intended for licensed DollarSmith partners.
Use of these materials should comply with applicable insurance regulations, licensing requirements, and brand standards.
DollarSmith reserves the right to modify, restrict, or discontinue access to partner resources at any time.
5. Partner Store and Merchandise
Items available through the DollarSmith Partner Store are intended to support professional presentation and brand consistency among licensed partners.
Purchases are subject to availability and may be modified or discontinued without notice.
DollarSmith reserves the right to limit or restrict purchases where appropriate.
6. Limitation of Liability
DollarSmith makes reasonable efforts to ensure the accuracy of information presented on this website. However, the company does not guarantee that all information is complete, accurate, or current. Information provided on this website is for educational purposes and should not be interpreted as financial, tax, or legal advice.
DollarSmith shall not be held liable for any damages arising from the use or inability to use this website or reliance on its content.
7. Third-Party Links
This website may contain links to third-party websites or services. DollarSmith does not control or endorse the content, policies, or practices of third-party sites and is not responsible for their accuracy or reliability.
8. Changes to These Terms
DollarSmith reserves the right to update or modify these Terms and Conditions of Use at any time. Changes will become effective once posted on this website.
Continued use of the website after updates indicates acceptance of the revised terms.
9. Contact Information
If you have questions regarding these Terms and Conditions of Use, please contact:
DollarSmith
DollarSmithGroup@gmail.com
Privacy and Security Policy
Privacy Policy Effective Date: June 1, 2025
DollarSmith (“we,” “our,” or “us”) respects your privacy and is committed to protecting the personal information you provide when visiting our website.
This Privacy Policy describes how information is collected, used, and protected when you interact with this website.
Information We May Collect
When you visit this website, we may collect certain information including:
Name
Mailing Address
Email address
Phone number
Information submitted through contact forms
Basic website usage data such as browser type and pages visited
This information is collected only when voluntarily provided or automatically through standard website analytics tools.
How We Use Information
Information collected through this website may be used to:
Respond to inquiries
Provide requested information
Schedule consultations
Improve website performance and usability
Maintain business records and compliance obligations
DollarSmith does not sell personal information to third parties.
Sharing of Information
Information may be shared when necessary with:
Licensed insurance carriers
Service providers assisting in business operations
Regulatory authorities when required by law
Any such sharing is limited to what is necessary to conduct business or comply with regulatory obligations.
Cookies and Website Analytics
This website may use cookies or similar technologies to analyze website traffic and improve the user experience.
Visitors may disable cookies through their browser settings.
Data Security
DollarSmith takes reasonable measures to safeguard personal information and protect it from unauthorized access, misuse, or disclosure.
However, no method of internet transmission is completely secure.
External Links
This website may contain links to third-party websites. DollarSmith is not responsible for the privacy practices of external websites.
Changes to This Policy
This Privacy Policy may be updated periodically. Updates will be posted on this page with the revised effective date.
Contact
For questions regarding this Privacy Policy please contact:
DollarSmith
Dollarsmithgroup@gmail.com
2. Terms and Conditions of Use continued
Terms and Conditions of Use
Effective Date: June 1, 2025
By accessing this website you agree to the following terms and conditions.
Informational Purpose
The information on this website is provided for general informational purposes only and should not be interpreted as financial, tax, or legal advice.
Visitors should consult appropriately licensed professionals regarding their individual circumstances.
Licensing
Insurance products and services are offered only through licensed professionals.
Product availability may vary by state and regulatory requirements.
Intellectual Property
All website materials including logos, images, text, and design elements are the property of DollarSmith and may not be reproduced or distributed without written permission.
Website Use
Users agree not to misuse the website, interfere with its operation, or attempt to access restricted areas without authorization.
Limitation of Liability
DollarSmith does not guarantee that website information is always complete or current and shall not be liable for damages resulting from reliance on information presented.
Modifications
DollarSmith may update these Terms at any time. Continued use of the website constitutes acceptance of the updated terms.
3. Insurance & Financial Disclaimer
Insurance and Financial Information Disclaimer
The information presented on this website is intended for educational purposes only and should not be interpreted as financial advice, investment advice, legal advice, or tax advice.
Insurance coverage decisions should be made after consulting with a licensed professional and reviewing the terms of any applicable insurance policy.
Coverage, pricing, and eligibility may vary by state and by individual circumstances.
DollarSmith agent producers operate as independent licensed professionals and must maintain compliance with applicable regulatory requirements.
4. Accessibility Statement
Accessibility Statement
DollarSmith is committed to ensuring that our website is accessible to all individuals, including those with disabilities.
We strive to maintain accessibility standards that allow visitors to navigate and interact with the website effectively.
If you encounter difficulty accessing any part of this website, please contact us so we can assist you and improve the accessibility of our services.
5. Website Copyright Notice
Copyright Notice
© [2025] DollarSmith. All rights reserved.
All website content including text, images, branding, and design elements are the intellectual property of DollarSmith and may not be reproduced without permission.
6. Partner Resource Disclaimer
Partner Resource Disclaimer
Materials provided within the DollarSmith Partner Portal are intended for use by licensed partners for professional presentation and educational purposes.
Partners remain responsible for maintaining their licensing, regulatory compliance, and adherence to applicable insurance laws.
DollarSmith does not guarantee that materials meet regulatory requirements in all jurisdictions.
Transparency
1. How We Are Paid
DollarSmith is compensated by insurance carriers when a policy is issued and remains in force. This compensation is generally paid as a commission by the insurance company and is already included in the cost of the policy.
Our role is to provide information about available options and help individuals evaluate insurance solutions that may align with their goals. Compensation structures may vary depending on the insurance carrier and product selected.
If you have questions about how compensation works, we welcome the opportunity to discuss it during your consultation.
2. Licensing Disclosure
DollarSmith operates through licensed insurance professionals. Products and services are offered in accordance with applicable state licensing laws and regulations.
Insurance products are currently offered to residents in states where the appropriate licenses are held. Availability of products may vary by state and by insurance carrier.
Please contact us if you would like confirmation of licensing in your state.
3. Carrier Independence Statement
Independent Insurance Professional
DollarSmith works with multiple insurance carriers to provide access to a range of life and health insurance products. Carrier relationships may change over time as products and underwriting guidelines evolve.
Our objective is to present options and help clients evaluate solutions that may fit their needs and preferences.